What to Do When You Receive Debt Collection Calls for a Deceased Relative
The grief that comes from that loss of a loved one is difficult enough for anyone to bear. When debt collectors harass you over the debts your relative left behind, the situation is made that more difficult to handle. These debt collectors often show no sympathy and they ignore the rule that, for the most part, debts are paid from the estate of the deceased, and they go unpaid if the estate cannot pay them.
What Happens to Debt When a Debtor Dies?
The debts do not “go away.” Rather, as mentioned, the estate pays the debt, and if there is not enough money in the estate, then the debts go unpaid. However, some unscrupulous debt collectors try to pressure the surviving spouse or relatives to pay the debts of the estate.
What Protects You From Debt Collection Efforts?
Broadwater Law Group is proud to help clients understand their rights and fight to protect those rights against overly aggressive creditors. We are particularly sensitive to clients who are being harassed by creditors of deceased relatives. Our Fayetteville firm handles debt collection issues across West Virginia on behalf of grieving families who simply do not know what to do to stop the calls.
Surviving family members are protected by the Fair Debt Collection Practices Act ( FDCPA) and the West Virginia Consumer Credit and Protection Act (WVCCPA), which prohibit creditors from using unfair or deceptive methods of collecting debts.
Making the Collection Efforts Stop
We help people throughout West Virginia put a stop to harassing debt collection. efforts. We encourage you to get in touch with us to discuss your specific situation and talk with one of our experienced lawyers about ways to put an end to these cold-hearted collection efforts.
Get Help Stopping Debt Collector Harassment
If a family member passed away and you need help dealing with debt collectors who refuse to stop calling about your loved one’s debt, the lawyers of Broadwater Law Group are here for you. To schedule a free initial consultation, simply contact us online. We look forward to helping you resolve this issue.