FAQ
Have questions about filing for bankruptcy or consumer protection laws? We have answers. Review commonly asked questions about debt collection practices, bankruptcy, creditor harassment, and more.
Bankruptcy
In a Chapter 7 bankruptcy, an individual will typically have mostly consumer debts. The trustee will liquidate or sell certain property, using the proceeds to pay creditors. In a Chapter 13 bankruptcy, an individual keeps his or her property and follows a three to five-year court-approved repayment plan. These payments are used to pay creditors.
The TCPA is another law that helps fight debt collector harassment over the phone. The law restricts the use of automatic dialing systems (robocalls) and prerecorded messages, among other protections.
Stopping Repossesion of Assets
The Fair Debt Collections Practices Act (FDCPA) is a federal law that prohibits debt collectors from placing repeated harassing phone calls, making false threats of illegal or unintended acts, and misrepresenting the amount, status or character of the debt owed.
Unfair Debt
The Fair Debt Collections Practices Act (FDCPA) is a federal law that prohibits debt collectors from placing repeated harassing phone calls, making false threats of illegal or unintended acts, and misrepresenting the amount, status or character of the debt owed.
The TCPA is another law that helps fight debt collector harassment over the phone. The law restricts the use of automatic dialing systems (robocalls) and prerecorded messages, among other protections.
