Bankruptcy Lawyers Serving West Virginia
FAQ
Bankruptcy
Have questions about filing for bankruptcy or consumer protection laws? We have answers. Review commonly asked questions about debt collection practices, bankruptcy, creditor harassment, and more.
What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?
In a Chapter 7 bankruptcy, an individual will typically have mostly consumer debts. The trustee will liquidate or sell certain property, using the proceeds to pay creditors. In a Chapter 13 bankruptcy, an individual keeps his or her property and follows a three to five-year court-approved repayment plan. These payments are used to pay creditors.
What is the Telephone Consumer Protection Act (TCPA)?
The TCPA is another law that helps fight debt collector harassment over the phone. The law restricts the use of automatic dialing systems (robocalls) and prerecorded messages, among other protections.
