FAQ
Bankruptcy
Have questions about filing for bankruptcy or consumer protection laws? We have answers. Review commonly asked questions about debt collection practices, bankruptcy, creditor harassment, and more.
Broadwater Law Group is not a credit repair organization, but we have educated many consumers on the realities of credit reporting. Call today if you have questions about credit reporting or if you think something incorrect is affecting your credit.
That depends – and coming up with a plan on what to pay and what to let go is one of the most important reasons why you should contact a bankruptcy attorney.
This big question in bankruptcy is not “How much debt can I get rid of” but rather “How much can I keep?” Call our office today to speak with a bankruptcy attorney at no cost to you and come up with a plan for you to prioritize your debts.
It depends, but the vast majority of people who file bankruptcy are able to keep their homes as long as they continue to make the regular monthly payments. Call us today to learn if you can protect your home in bankruptcy.
No. The Bankruptcy Court requires you to disclose all debts and assets of your household. However, there are many exemptions that allow consumers to keep certain assets even in bankruptcy. Call us today to determine if the account or property you’re concerned with is exempt in bankruptcy.
No. Bankruptcy is one of the few things that stays on your credit for more than seven years. However, bankruptcy can help by discharging obligations that are causing you to continually miss payments. Call us today to determine if bankruptcy makes sense for you.
It depends on your situation, but the vast majority of people who file bankruptcy and want to keep their vehicle are able to do so as long as they continue to make the regular monthly payments. Many people also give up their car if they owe significantly more than the vehicle is worth.
Call us today to learn if you can protect your car or get out from under the loan in bankruptcy.
Generally speaking, the answer is “no.” Broadwater Law Group focuses on filing Chapter 7 and Chapter 13 bankruptcies for individuals.
If your business is no longer operating and you have business debt that remains, we may be able to include that in Chapter 7 or Chapter 13. Call today for a free consultation to see if you can discharge your business debt.
Sooner rather than later. It costs you nothing to speak with a bankruptcy attorney in our office, so why delay? Bankruptcy may not be your only option, and we can work with you to determine what other options may be available to you in order to avoid bankruptcy. But our options become more and more limited as time goes on.
So, let’s come up with a plan together now, before you start missing payments to position you in the best possible place to avoid bankruptcy. Call us today.
Call us immediately. If we can’t help you, we know who can. But every single day you wait, the statute of limitations ticks by, and you could potentially lose your ability to bring a lawsuit if you wait too long (some statutes are as short as one year). Call us today to speak with an attorney at no cost to you.
Call the Broadwater Law Group. Steve Broadwater, the firm’s founding member, has been fighting the good fight for over thirteen years. During that time, he has been active within the West Virginia Association for Justice and the American Association for Justice, the preeminent organization for attorneys representing injured people and people who have had their consumer or constitutional rights trampled upon. Call today to schedule an appointment with Steve and find a lawyer who will help you find justice.
