FAQ
Unfair Debt
Have questions about filing for bankruptcy or consumer protection laws? We have answers. Review commonly asked questions about debt collection practices, bankruptcy, creditor harassment, and more.
Consumer protection generally refers to the state and federal laws that exist to protect everyday consumers from sophisticated banks and debt collectors who may otherwise take advantage of vulnerable people. Together, the consumer protection measures that exist today protect the marketplace by punishing bad actors in order to prevent them from gaining an unfair advantage through illegal tactics. Call us today to schedule a free appointment if you think you may be a victim of someone violating your consumer rights.
The Fair Debt Collections Practices Act (FDCPA) is a federal law that prohibits debt collectors from placing repeated harassing phone calls, making false threats of illegal or unintended acts, and misrepresenting the amount, status or character of the debt owed.
The TCPA is another law that helps fight debt collector harassment over the phone. The law restricts the use of automatic dialing systems (robocalls) and prerecorded messages, among other protections.